Preheat oven to 350F.
Prepare 8×8 baking dish, or other casserole dish of your choice, with coconut oil or cooking spray.
Combine all dry ingredients in a bowl and mix well. Stir in carrots and apples.
Gently mix in all wet ingredients until just combined, but make sure egg is evenly distributed.
Pour into prepared baking dish and bake for 35 minutes or until puffy and golden.
Serve warm with almond milk and honey, or store in fridge for up to three days. (I still recommend heating it and serving with almond milk and honey, but you can also have it plain, and even cold!)